Principal Software Engineer

United StatesRemote

Responsibilities

Own the technical roadmap and author system designs that enable scalable, secure, and operationally efficient card issuing and payment processing products for our customers.
Identify and drive high-impact technical initiatives that improve the performance, reliability, and cost-efficiency of our core processing engines.
Collaborate with Product Managers to analyze
Mentor and guide technical leads, influence stakeholders, and establish success metrics to drive organization-wide technical excellence.

Experience partnering with product teams to ideate and bring innovative solutions to market. •
Experience developing and scaling microservices using modern cloud technologies, preferably AWS. •
Experience working with high volume / low latency data infrastructures.
Solid understanding of security engineering best practices and demonstrable
experience in designing solutions that adhere to those standards.
Experience with our tech stack, namely Java, Springboot, Kubernetes, Terraform, Helm, Kafka, JPOS, and AWS services. Nice-To-Haves
Master's degree in Software Engineering. •
Experience in payment processing, card issuing, or the payments industry. Domain
experience in authorization, clearing, settlement, tokenization, or ledger systems. Your Manager
– Solve for the Customer: With a deep understanding of our customers' business and empathy for their needs, we deliver products and services that drive their success.
– Make it Count: We drive forward with focus and agility. With a sense of urgency and purpose, we get the job done, and done right.

Virtual “Onsite” consisting of 4-5, 45 min calls Compensation and Benefits
Compensation is aligned according to the National geo-tier within the United States:
When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position is:
National: $242,400 - $303,000
We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.
Along with monetary compensation, Marqeta offers
Multiple health insurance options
Flexible time off – take what you need
Retirement savings program with company contribution and after tax contributions
Equity in a publicly-traded company and an Employee Stock Purchase Program
Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
Monthly stipend to support our remote work model
Annual “development dollars” to support our people growth and development

You will take on highly technical initiatives that optimize our issuing and processing engines, own the technical roadmap for the core platform, and partner with engineering leaders to drive engineering and operational excellence throughout the organization.
We work Flexible First . This role can be performed remotely in the United States, only in one of our National locations , which you can review here .
The Core Issuing and Processing team owns the foundational stack that powers Marqeta's core business.
We develop and maintain the systems that span six critical domains: Onboarding, Issuing, Digital Wallets, Authorization & Clearing, Transaction Controls, and Ledger.
Together, these systems form the backbone of Marqeta's card issuing and payment processing platform.
Spend significant time in the codebase – writing, reviewing, and optimizing code across the issuing and processing stack.
requirements and provide technical recommendations across onboarding, issuing, digital wallets, authorization & clearing, transaction controls, and ledger.
Apply and evangelize modern best practices in your software designs and implementations to increase the platform's resiliency and scalability. Who You Are
Passion for non-functional challenges, namely: Scale, Cost, Reliability, Performance, High Availability. •
Experience building systems running in multiple regions.