product
Posted 3 weeks agoProduct Manager, Money Movement & Settlements
at Alpaca
North America (est), United StatesRemote
Responsibilities
- Own one core money-movement or settlement sub-surface end-to-end (a funding rail, a settlement workflow, or an ancillary product) - drive prioritization, API design, and rollout inside your surface.
- Run discovery with partners and prospects against real integration constraints, translate findings into a sequenced backlog for your surface, and push back on requests that don’t fit the platform without over-promising.
- Ship to production at the cadence of a high-growth platform - write clear PRDs, align with engineering on API contracts, and produce documentation partners can implement against.
- Improve operational efficiency in your surface - exception handling, reconciliation workflows, partner-facing tooling, automation of repetitive ops - and own the metrics.
- Track adoption beyond GA - settlement success rate, time-to-funding, ACH return rate, partner-reported blockers - and iterate on docs, SDK ergonomics, and rollout sequencing until your surface is actually being adopted.
- Report timely and accurately on product status and results to internal and external stakeholders, including partners.
Requirements
- We're deeply committed to open-source contributions and fostering a vibrant community, continuously enhancing our award-winning, developer-friendly API and the robust infrastructure behind it.
- experience in Product Management, Engineering, Consulting, or starting a startup - preferably in regulated payments, settlement, treasury, brokerage clearing, or fintech infrastructure.
- Experience analyzing data using SQL and a relevant BI tool.
- Bachelor’s degree in computer science, engineering, finance, or equivalent.
- Familiarity with the B2B2C correspondent / broker-as-a-service model - partners as primary customers, end retail customers downstream. •
- Experience with US payments and clearing regulatory frameworks - NACHA ACH rules, Federal Reserve oversight, FINRA / SEC clearing rules, OFAC screening. •
- Experience with DTCC, NSCC, Fedwire, or other clearing-house settlement flows.
- Familiarity with global payment rails outside the US - SEPA, FPS, regional ACH equivalents, or stablecoin-rail funding. •
- AI-native PM workflow - recurring use of tools like Cursor, Claude, ChatGPT, NotebookLM, or custom agents in PRD drafting, customer-call synthesis, data exploration, and prototyping.