Software Engineer, Deposits & Insights

San Francisco Usa, United StatesOn-site

ruby$15,000

Responsibilities

Drive technical design and architectural decisions, while mentoring engineers and fostering cross-functional collaboration
Lead and contribute to multiple projects simultaneously, balancing ownership of key initiatives with support across broader team efforts
Build and maintain robust, low-latency APIs and backend services that power our Trust and Safety platforms
Improve platform reliability and performance through thoughtful system architecture, observability practices, and automation
Evolve our experimentation, policy lifecycle, and ML integration capabilities to support smarter and faster decision-making at scale

Engineers are required to participate in on-call rotation. Being on call may include responding to incidents outside of regular working hours when necessary. To thrive in this role, you have 3+ years of
experience developing software in a production environment at scale Prior
experience serving as a technical lead for a team and on complex projects—driving architectural decisions, coordinating execution, and aligning cross-functional teams Proven
experience with Ruby on Rails or comparable frameworks •
Experience with transactional databases and caching systems
Deep understanding of architectural patterns for large-scale web applications
Experience in fast-paced or early-stage environments is a strong plus #LI-Onsite #LI-AA1 A little about us

The base salary offered for this role and level of
experience will begin at $133,000 and up to $184,000.
Full-time employees are also eligible for a bonus, competitive equity package, and benefits.
The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.
💻 In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
💰 Competitive salary based on experience
✨ 401k match plus great medical, dental, vision, life, and disability benefits
🏝 Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
🫂 1% of your time off to support local community organizations of your choice
👟 Annual wellness stipend to use towards eligible wellness related expenses
👶 Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
👪 Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.

If you have a disability or special need that requires accommodation during any stage of the application process, please contact: benefits@chime.com .

The Deposit & Insights team is looking for a skilled backend engineer to join our team.
You'll be leveraging deeply individualized spending insights and member spending behavior to give our members access to the best tools that enable them to spend safely.
This role involves collaborating cross functionally, experimenting quickly, and iterating on solutions to find the best points of conversion.
Become the domain expert in our platform architecture, providing technical decisions and solutions to refine our maturing platforms
Partner with data engineers, analysts, and product managers to ship impactful features that enhance member protection and experience
Commitment to mentoring engineers and fostering team development
An appreciation of maintainable and well-tested code
Curiosity and passion for diving deeply into system architectures and technical challenges •
At Chime, we believe that everyone can achieve financial progress.
We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free.