finance
Added Apr 26Auto Finance Manager
at BYD
Frankfurt, Germany, United StatesOn-site
Responsibilities
- Design and manage retail and business finance products (leasing, loans, balloon, etc.) to support BYD’s sales targets.
- Track portfolio performance (penetration, margin, risk) and report insights to management.Wholesale & Dealer Financing
- Establish and manage relationships with local banks, lenders, and other financial partners to secure competitive funding lines.
- Negotiate wholesale credit facilities to support BYD’s dealer network development and expansion in the country.
- Optimise floorplan (inventory) financing structures to align dealer stock levels with local market demand.
- Conduct financial health assessments for franchise/dealer partners and provide risk-based recommendations.
- Monitor and assess local market trends, competitor activities, and regulatory developments in auto finance and leasing to support strategic decision-making.
- Ensure regulatory and internal policy compliance across all local financing and leasing activities.
- Coordinate with BYD Group finance and legal teams on cross-border and group-level financing agreements that impact the local market.
- Prepare and present strategic reports, business cases, and improvement suggestions to senior management.
- Deliver training to local sales and dealer staff on finance/leasing product features, processes, and digital sales tools.
Requirements
- experience in auto finance/leasing, and excellent stakeholder management skills to support BYD’s business growth in the local market. Key Responsibilities:
- Experience Required:
- Bachelor’s degree or above in Finance, Business, Accounting, or related fields. Minimum 5 years’
- experience in auto finance, preferably within captive finance, leasing companies or banks.
- experience in financial analysis and portfolio monitoring.
- Excellent interpersonal and communication skills, with the ability to build strong relationships with external partners and internal stakeholders.
- Proficiency in English is required; additional European languages (e.g. French, German, Dutch) are an advantage.
- Strong understanding of regulatory and compliance