Senior Associate, Business Compliance

Chicago Usa, United StatesHybrid

$15,000

Responsibilities

Review and advise on marketing and advertising materials across digital, social, mobile, influencer, lifecycle, and traditional channels to ensure compliance with applicable laws and regulatory guidance
Independently execute day-to-day marketing compliance reviews with strong quality assurance and documentation practices
Identify regulatory risk early and provide clear, pragmatic mitigation guidance that balances compliance with member experience
Support the compliance function in defining and achieving departmental initiatives, maintaining relevant policies and procedures, developing documentation solutions, and liaising with auditors.
Build strong cross-functional partnerships and deliver training or guidance to help teams understand and operationalize marketing compliance expectations To thrive in this role, you have 5+ years of
A track record of independently executing compliance reviews with minimal oversight

Apply deep knowledge of UDAAP, FTC Guidelines, Reg Z, Reg E, Reg DD, FCRA, VISA branding rules, and applicable state laws
experience in banking, credit, payments, deposits, or marketing compliance within financial services •
Experience researching, interpreting, and applying financial services regulations to marketing or product initiatives
Demonstrated knowledge of key regulations including but not limited to: Marketing and Advertising Compliance, UDAAP, FTC compliance, TILA (Reg Z), TISA (Reg DD), VISA branding rules, Electronic Funds Transfers (Reg E), FCRA, various state money transmission laws and regulations •
Experience reviewing digital and traditional marketing content, including FTC Endorsement and Testimonial Guidelines and claim substantiation analysis
Excellent analytical thinking skills with ability to identify patterns, risks, and opportunities for improvement
Strong written and verbal communication skills, with the ability to influence stakeholders and drive consensus on risk mitigation
A collaborative mindset and the ability to build trusted relationships across Legal, Marketing, Product, and external bank partners #LI-BE1 #LI-Hybrid A little about us

The base salary offered for this role and level of
experience will begin at $101,000.00 and up to $140,000.00.
Full-time employees are also eligible for a bonus, competitive equity package, and benefits.
The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.
💻 In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
💰 Competitive salary based on experience
✨ 401k match plus great medical, dental, vision, life, and disability benefits
🏝 Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
🫂 1% of your time off to support local community organizations of your choice
👟 Annual wellness stipend to use towards eligible wellness related expenses
👶 Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
👪 Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.

If you have a disability or special need that requires accommodation during any stage of the application process, please contact: benefits@chime.com .

We’re hiring a Senior Associate, Business Compliance to join our Marketing Compliance team to help ensure Chime’s products, services, and brand are marketed in a way that’s clear, compliant, and member-first.
In this role, you’ll review and advise on end-to-end marketing and advertising initiatives, partnering closely with Marketing, Product, Legal, and our issuing bank partners to bring campaigns to life responsibly.
You’ll stay ahead of the evolving regulatory landscape and translate complex
requirements into practical guidance that enables the business to move quickly and confidently.
Research, interpret, and apply evolving regulatory
requirements to new products, campaigns, and growth initiatives
At Chime, we believe that everyone can achieve financial progress.
We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free.
Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals.
We're a team of problem solvers, dreamers, and builders with one shared obsession: our members.