other
Posted 3 days agoAnalyst I
at Affirm
United StatesRemote
Responsibilities
- Derive Insights & Support Strategy: Leverage data analytics to uncover insights that help optimize product, risk, or growth strategies across geographies.
- Monitor Portfolio Health: Assist in tracking performance metrics, user behavior, and macroeconomic trends that impact business outcomes, flagging risks and anomalies to senior team members.
- Drive Launch Alignment: Support cross-functional discussions to ensure new product launches and market entries align with our operational capabilities and risk appetite.
Requirements
- We partner with Machine Learning, Product, Engineering, Capital Markets, and Commercial teams to grow Affirm responsibly by optimizing approval, conversion, losses, and profitability.
- experience across Affirm by streamlining workflows and fostering a culture of learning and documentation.
- As an Analyst I, you will learn the fundamentals of consumer lending while executing scoped analytical tasks on a day-to-day cadence.
- Working under the guidance of senior analysts and managers, you will leverage advanced data analytics to help optimize business strategies and monitor portfolio performance.
- You are a thoughtful, driven individual eager to build a strong technical foundation, learn how to navigate exogenous market changes, and integrate modern AI tooling to solve hard problems efficiently. What You Will Do
- Technical Execution: Write clean, working SQL and Python to build scalable reporting and partner with Engineering to support the deployment of machine learning and risk models.
- AI Fluency & Efficiency: Integrate AI tools (Cursor, Claude Code, copilots) into your daily workflows to accelerate data mining and routine tasks, holding the line on verifying outputs. What We Look For 1–3 years of
- experience in an analytically-driven role; relevant internships or prior
- experience in the consumer lending, fintech, or broader financial services industry are highly valued.
- Degree in Data Science, Computer Science, Engineering, Economics, or a related quantitative field.
- Solid working knowledge of SQL, Python, or other scripting languages.
- Familiarity with data mining, data visualization, and foundational statistical modeling.
- Basic understanding of (or deep curiosity about) consumer lending regulations, fair lending principles, and how machine learning techniques apply to real-world business problems.
- Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office.
Benefits
- Exceptional communication skills, humility, and the ability to collaborate effectively with cross-functional peers. Pay Grade - I Equity Grade - 5
- Employees new to Affirm typically come in at the start of the pay range . Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location,
- Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and
- benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).
- In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).
- USA base pay range (CA, WA, NY, NJ, CT) per year: $115,000 - $165,000
- USA base pay range (all other U.S. states) per year: $101,000 - $151,000 #LI-Remote
- benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:
- Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
- Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
- ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
Additional details
- Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
- Come join us in our mission to change consumer finance through better data and technology, lower costs, and increased transparency while providing the best customer experience!
- About the Risk & Analytics Team: The Risk & Analytics (R&A) team makes crucial decisions that direct Affirm’s business strategy.
- Operating across the entire customer and merchant lifecycle, we tackle a diverse array of challenges from optimizing checkout conversion and mitigating fraud risk, to building scalable data foundations and enabling international growth.
- We analyze performance not just to report on it, but to determine where to invest resources for maximum impact through building tools, scalable data infrastructure, and analytical frameworks.
- By taking ownership of the entire analytical lifecycle, from initial question to final business decision, we turn complex data and systems into clear, actionable signals that ensure Affirm grows efficiently and intelligently.
- Our Teams (Where You Might Sit): Candidates hired into the R&A organization will be sorted into a core team based on business need and background. Our primary domains include:
- Point of Sale (POS): Optimize merchant and checkout performance to improve conversion, approvals, and unit economics across the purchase funnel.
- Fraud: Prevent and reduce fraud losses across the customer journey while maintaining a frictionless user experience.
- experience by analyzing repayment behavior, collections strategies, and operational efficiency.