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Posted 2 days ago

Senior Risk Strategist - Card Fraud

at mercury

San Francisco New York Ny Portland Or Or Within Canada Or United States, United StatesHybrid

Responsibilities

  • Own strategy and execution for card fraud, while also contributing to broader fraud strategy across adjacent domains
  • Use data and quantitative analysis to design fraud controls, mitigate risk, and improve customer
  • Lead cross-functional efforts with Product, Engineering, and Operations to design and implement scalable risk solutions
  • Define and track metrics that measure both risk effectiveness and customer impact
  • Track record of balancing risk, compliance, and customer

Requirements

  • experience possible to simplify entrepreneurs' and business owners’ financial lives.
  • To enable this stellar banking experience, we need to have a deep understanding of our customers and how they interact with our product.
  • experience that fosters trust in our platform.
  • experience in an analytical role, including 4+ years in card fraud detection and strategy (startup or fintech experience a plus)
  • Experience designing and executing fraud strategies across adjacent domains (e.g., onboarding, ACH, checks, RTP, ATO)
  • Strong SQL proficiency and ability to translate data into actionable strategy
  • experience in cross-functional settings
  • Proven ability to operate in ambiguity and make decisions with imperfect information

Experience

  • Some things that might make you successful in a role like this: 6+ years of

Benefits

  • The total rewards package at Mercury includes base salary, equity, and benefits.
  • Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry.
  • New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.
  • Our target new hire base salary ranges for this role are the following:
  • US employees (any location): $200,700 - $250,900
  • Canadian employees (any location): CAD $189,700 - $237,100

Additional details

  • Mercury is building a complete finance stack for startups. We work hard to create the easiest and safest banking*
  • We are looking to hire a card strategist to bring deep domain expertise and an analytical approach to our Risk Strategy team, driving impact in this crucial space.
  • Risk Strategy is a hybrid team that combines analytics with thought leadership to identify, assess, and mitigate the financial, regulatory, and reputational risks Mercury faces.
  • The team focuses on data-driven insights and process improvements while ensuring a stellar customer
  • As a Senior Risk Strategist focused on card fraud, you’ll own and shape Mercury’s card fraud and dispute strategies, combining data-driven analysis with strategic problem solving.
  • You’ll partner closely with Product, Engineering, Operations, and Compliance to deliver scalable outcomes that enable the business and reduce fraud losses while protecting customer experience.
  • *Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.
  • Partner with Compliance and Legal to ensure solutions align with regulatory requirements
  • Serve as a domain expert in card and transaction fraud, proactively identifying gaps and driving systemic improvements across fraud programs
  • Deep expertise in card and transaction fraud, including authorization controls and card network rules. •

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