data
Posted 2 days agoFinancial Crimes Compliance Modeling & Analytics Manager
at mercury
San Francisco New York Ny Portland Or Or Within Canada Or United States, United StatesRemote
Responsibilities
- Develop bespoke transaction monitoring rules and sanctions screening logic designed to address Mercury's specific AML and sanctions risk
- Develop and maintain detailed documentation on the configuration of FCC models including scenarios, thresholds, segments, tuning, false positive rules, etc., and any changes made to those configurations over time
- Evaluate and tune existing detection models and rules to reduce false positives while maintaining regulatory rigor
- Develop data-driven methods to identify new typologies, emerging risks, and evolving financial crime trends
Requirements
- experience possible to simplify entrepreneurs' and business owners' financial lives.
- Use SQL and other analytical tools to conduct in-depth analysis of Mercury's customers, transactions, alerts, TM rules, risk ratings, and more
- Know how to tell stories with data, enabling people to understand the output and meaning of analytics activities in a clear, compelling manner
- Bachelor's degree in a quantitative field (e.g. Computer Science, Engineering, Statistics, Mathematics, or related) with 8+ years of
- experience conducting in-depth data analytics, ideally with 5+ years in FCC or AML/Sanctions related analytics roles
- Deep understanding of AML and Sanctions fundamentals, including both principles and regulations
- Outstanding skills with standard analytical tools; top-notch SQL skills required,
- experience with Python or similar preferred, and familiarity with modern ML tooling (e.g. scikit-learn, XGBoost) a plus •
- Experience developing, tuning, and maintaining machine learning or rule-based detection models, with an understanding of how to rigorously challenge model performance and limitations •
- Experience identifying ways to improve both data-related and operational efficiencies
- Comfort operating with ambiguity and capable of synthesizing fragmented technical, operational, and business context into a clear understanding of how models actually work, even without a complete playbook
- Curiosity about how AI/ML is being applied to financial crime detection, and openness to modern tooling as the function evolves
Benefits
- The total rewards package at Mercury includes base salary, equity (stock options/RSUs), and benefits.
- Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry.
- New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.
- Our target new hire base salary ranges for this role are the following:
- US employees in New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $166,600 - $208,300
- US employees outside of the New York City, Los Angeles, Seattle, or the San Francisco Bay Area: $149,900 - $187,500
- Canadian employees (any location): CAD $157,400 - $196,800
Additional details
- Mercury is building a complete finance stack for startups. We work hard to create the easiest and safest banking*
- The challenge is to do so while ensuring we protect Mercury, customers, and the broader financial ecosystem from bad actors and harmful, illegal, or unauthorized activities.
- Mercury builds banking for ambitious entrepreneurs.
- While we’re not a bank ourselves, our work sits within the broader U.S. financial system — and with that comes a responsibility to help keep it safe.
- That means building thoughtful systems and processes that root out bad actors, prevent abuse, and protect access for the founders and companies we’re here to serve.
- The BSA/AML & Sanctions compliance team serves as the oversight function for Mercury's overall AML & Sanctions program.
- As Financial Crimes Compliance Modeling & Analytics Manager, you'll help drive enhancements to Mercury's financial crimes compliance (FCC) detection and screening models and improve the overall FCC framework.
- You'll play a key role in developing, tuning, and maintaining Mercury's transaction monitoring (TM) and Sanctions models, and in building the analytics and metrics that track the health of FCC programs.
- This technical role requires a strong analytical background and FCC subject-matter expertise, and will collaborate closely with risk strategy, engineering, and compliance teams.
- Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC .